The banks’ near monopoly of French loan insurance is over

French loan insurance

[vc_row][vc_column][us_separator size=”small”][vc_column_text]In 2014, the Hamon law allowed mortgage holders to change insurance policy in the year after obtaining the loan, provided that the replacement policy offers cover that “is at least equivalent”. This option is now available to all borrowers on the policy anniversary date, however long they have had their loan. The Constitutional Council […]

Obtaining a loan to invest in France from Singapore : testimony

Obtaining a loan to invest in France from Singapore

Finding a mortgage that takes into account the restrictions of expatriates is not always easy. Banks are limited in what they can provide, and they do not offer the best loan conditions. Carte Financement regularly helps expatriates to finance their investments from overseas, without having to travel. Here is the testimony of a salaried couple […]

IbanFirst Paris Fintech Forum

ibanfirst

The Paris Fintech Forum took place in Paris on 30th and 31st January at the Palais Brongniart. Pierre-Antoine Dusoulier, the founder of IbanFirst (a Fintech company) and a Carte Financement customer, explains why he appreciates this sort of event. He started Cambiste.com, which became Saxo Banque France. He took the time to answer some questions […]

The Savoie & Haute Savoie real estate market

French Alps real estate market

Snow fell on most of France’s ski resorts and the ski areas are welcoming the French holiday makers. This gives us an opportunity to look at the real estate market of major resorts in Savoie and Haute Savoie. What are the real estate prices of the most popular resorts? Where should you invest? The answer […]

Transfer money across the world quickly and simply with Currencies Direct

Transfer Money Easily

Curriencies Direct has been helping people save time and money on their currency transfers since 1994 by making sure they benefit from bank-beating exchange rates, no transfer fees, and a range of flexible services. More than 210,000 people and businesses on a daily basis have trusted them to manage and to facilitate their payments. Last […]

How to invest in Europe from Hong Kong ?

How to invest in Europe from Hong Kong

The European real estate industry is performing well. In the UK and in particularly London, one of the most expensive property market, the prices hit record high(since Brexit the growth is noticeably slowing down but still went up by +3.5% last April). In the South and especially in Portugal, the total amount of investments could overtake 3000 million euros […]

A little dictionary of French property terms – Mortgage

Dictionary of French property terms

Looking for a French mortgage means reading a lot French terms which may be specific to France and to which you might not be familiar with. Here is a little dictionnary of French mortgage terms. Condition suspensive – condition precedent: private individuals who require a mortgage in order to purchase a property automatically benefit from this […]