Mortgages : guide to use of the condition precedent
[vc_row][vc_column][us_separator size=”small”][vc_column_text] The “loi Scrivener” of 13 July 1979 defines a condition precedent during the property purchase process. It aims to protect property buyers, who may previously have been under certain pressure from sellers and estate agents to sign commitments to sell without financing conditions. Therefore, for nearly 40 years, a buyer who makes an offer, […]
Investing in France from the United States despite FATCA
[vc_row][vc_column][us_separator size=”small”][vc_column_text]French people living in the US who wish to invest in France often have difficulty in obtaining loans from French banks, which fear penalties if they violate the US FATCA (Foreign Account Tax Compliance) regulations. One of our customers, who experienced difficulties before contacting us, talks about how she got a loan for her […]
Dictionary of French property – Sales & rental terms
[vc_row][vc_column][us_separator size=”small”][vc_column_text]SALES TERMS / PURCHASE TERMS You might also be interested in : Top 5 of what you need to know before selling a property in France SALES FRENCH TERMS Compromis de vente – Preliminary sales agreement : an initial contract whereby the owner undertakes to sell their property to the buyer at a given […]
French property market trends for this semester
[vc_row][vc_column][us_separator size=”small”][vc_column_text] What are the problems and pitfalls usually faced by foreigners who decide to collaborate with you? The problems and pitfalls encountered by non-residents wishing to buy a property in France are multiple and recurrent. First of all, when looking for property, they often face the following difficulties: offers not updated on online real […]
The top 5 things you should know before buying a property in France !
[vc_row][vc_column][us_separator size=”small”][vc_column_text] Buying a property in France is a tempting prospect, even more so since the interest rates on French property loans are very low right now. You may wish to purchase a flat or a house to use as your primary or even secondary residence, or to have as an asset and earn you […]
The banks’ near monopoly of French loan insurance is over
[vc_row][vc_column][us_separator size=”small”][vc_column_text]In 2014, the Hamon law allowed mortgage holders to change insurance policy in the year after obtaining the loan, provided that the replacement policy offers cover that “is at least equivalent”. This option is now available to all borrowers on the policy anniversary date, however long they have had their loan. The Constitutional Council […]
Obtaining a loan to invest in France from Singapore : testimony
Finding a mortgage that takes into account the restrictions of expatriates is not always easy. Banks are limited in what they can provide, and they do not offer the best loan conditions. Carte Financement regularly helps expatriates to finance their investments from overseas, without having to travel. Here is the testimony of a salaried couple […]
IbanFirst Paris Fintech Forum
The Paris Fintech Forum took place in Paris on 30th and 31st January at the Palais Brongniart. Pierre-Antoine Dusoulier, the founder of IbanFirst (a Fintech company) and a Carte Financement customer, explains why he appreciates this sort of event. He started Cambiste.com, which became Saxo Banque France. He took the time to answer some questions […]
The Savoie & Haute Savoie real estate market
Snow fell on most of France’s ski resorts and the ski areas are welcoming the French holiday makers. This gives us an opportunity to look at the real estate market of major resorts in Savoie and Haute Savoie. What are the real estate prices of the most popular resorts? Where should you invest? The answer […]
Transfer money across the world quickly and simply with Currencies Direct
Curriencies Direct has been helping people save time and money on their currency transfers since 1994 by making sure they benefit from bank-beating exchange rates, no transfer fees, and a range of flexible services. More than 210,000 people and businesses on a daily basis have trusted them to manage and to facilitate their payments. Last […]
